
Cooperatives Sustaining Communities
Through Mangrove Planting

every seed counts
What is your climate initiative?

CLIMATE CHANGE IS REAL, WHAT ARE WE DOING?
Weather Protect Insurance
An enhanced weather protect insurance with value-added services on smart agriculture

Protect Yourself
Keyman Insurance
Protection for pure white-collar workers against accidents

LIVE YOUR DREAM
Comprehensive Motor Car Insurance
Provide financial assistance in case of loss or damages on motor vehicle owned by the cooperative Members and it also covers the property damage, theft and acts of nature such as flood
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TAKAFUL for Bangsamoro
Arya Function Hall, Mall of AL Nor, Cotabato CityJuly 6, 2026 CLIMBS Life and General Insurance Cooperative reached another milestone in its commitment to expanding inclusive and sustainable protection with the successful launch of TAKAFUL for Bangsamoro: Launching Takaful for Inclusive and Climate-Resilient Communities. The event brought together 118 participants representing 65 cooperatives and organizations,…
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Read more: Official Public Statement
Official Public Statement

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Read more: Building Resilient Communities Through Partnership
Building Resilient Communities Through Partnership

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Read more: CLIMBS Advances Farmer-Level Climate Protection Through AFCIA Baseline Assessments
CLIMBS Advances Farmer-Level Climate Protection Through AFCIA Baseline Assessments

Better Insurance for Every Juan
We customize products which will affect resiliency among the communities we serve. Products such as: Life Individual Plans, Life Group Plans, Non-Life Standard Insurance and Non-Life Microinsurance.
CLIMBS x AFCIA Sprint Project Online Grievance Form
An enhanced weather protect insurance with value added benefits on smart agriculture…
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Electronic Equipment Insurance
An insurance protection for your essential electronic equipment.
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Group Hospitalization Insurance
A group renewable plan tailored to provide coverage for members’ hospitalization needs.
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Personal Accident Insurance
It provides protection in the event of injuries, disability or death caused…
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Motor Car Insurance
Provides financial assistance in case of loss or damages on motor vehicle…
Read MoreGroup Yearly Renewable Term Insurance
A group yearly renewable term insurance that protects cooperative members and provides…
Read MoreCoop Life Savings Plan (CLSP)
A group term insurance that protects share capital and/or savings deposit build-up…
Read MoreCoop Loan Protection Plan (CLPP)
A group term insurance that covers the loan of the member-borrower of…
Read MoreThe Grassroots Insurance
Since 1971, CLIMBS Life and General Insurance Cooperative is a leading LIFE & NON-LIFE micro-insurance provider in the Philippines
More than
63,000,000
Impacted Household Members Reached
Services
What our Coop Member-Owners Says
With hope and optimism, we look towards a brighter future. CLIMBS Life and General Insurance Cooperative envisions not only its personal growth, but also the success of its members, partners, and clients.
Roxanne Rodriguez
ISU Multi-Purpose Cooperative
Mas mabilis siya gamitin kahit data lang gamit ko, kahit brownout or 1asal abas ako, nakakapag issue ako ng policy. Sa CTPL at Compre lalo, ‘di ko na kailangan ng maraming maraming papel na pineprepare ngayon then ‘di ko na din kailangan magprepare ng remittance report para e send ko sa CLIMBS every end of month. Na momonitor din lahat ng transactions wherein yung gusto ng mga Directors ng Coop. Tapos kahit medyo nangangapa pa akong gamitin nung una, napakabilis naman din mag response ng team niyo para e accommodate ako.
John Rey Branzuela
Cebu Mitsumi Multi- Purpose Cooperative
Maraming salamat sa bago ninyong system, ang Insurtech Insurance App at sa inyong staff na si Merboy, ang galing niya at napaka accommodating sa amin, hindi ako nahihiyang magtanong, salamat sir sa InsurTech Insurance App. Ang bilis ng process sa pag issue ng CTPL at Comprehensive Insurance. Walang hassle kahit brownout at kahit saan ka mapunta makaka issue ka compared sa isapcocas na ang daming papel, hassle e print tapos madaling ma gusot at ang bagal pa. Kaya nagpapasalamat kami sa CLIMBS InsurTech App.
Dellio
Bohol Community Multi-Purpose Cooperative
Salamat sa pag assist at pagturo kung paano gamitin ang InsurTech App, mas namomonitor ko ang sales kahit saan, pwede maka authenticate tapos ang policy ay ma send na sa email ng client so mas less ang expense namin dahil paperless na siya. Ang advantage ay hindi na kailangan ng policy or mag request pa ako sa inyo ng COC, automatic na nag iissue ng COC at Policy. Hindi na hassle sa aming mga CACs kahit nasa field kami ay makakapag issue kami ng Policy sa client or kahit manghingi lang sila ng quotation sa kanilang Standard Fire Insurance or Comprehensive insurance, screenshot lang tapos pwede na e send sa messenger. Good job and Congrats CLIMBS sa InsurTech.
Raquel
Jagna Multi-Purpose Cooperative
As we experienced the new app of CLIMBS which is the INSURTECH APP, it is more easier to us to transact CTPL products 'coz we don't need to have any forms in our hands unlike before that we can't transact unless we have the policy and COC issued from CLIMBS office. Now, we just simply fill all the details required on the app and then the COC will automatically be authenticated, in short hassle free talaga and InsurTech at on the go anytime basta may internet!! Pero okay naman kahit mahina ang net makapagtransact naman kami 'coz Sir Merboy is always ready to assist us para makapag issue kami ng policy using the INSURTECH APP. It just make our transactions smooth and less hassle compared to the old practice with the help of this App. Great work to CLIMBS! Indeed a convenient way and friendly-user app!
Metro Ormoc Community Multi-Purpose Cooperative
Thank you for accommodating all our request regarding to the newest application called INSURTECH. Convenient to use, tapos ang napakaganda ay 'di mo na kailangan pumasok sa ibang link para mag encode ulit pagkatapos mong mag authenticate, dito diritso na sa email ang response ng INSURTECH para makapag print ng assigned policy; at agad may collection report na din para sa issued policies, ang disadvantage lang minsan ay hindi agad nag authenticate at first try namin siguro dahil sa signal, pero ngayon mabilis na, tapos ang app ay 'di mo ma buksan or ma edit yung information ng insured member kung sakaling magkamali ka sa pangalan or etc., yan lang ang disadvantage ng nakita namin. Thank you sa mabilis na pag response kung may concern kami. God bless and more power!
Maria Cecilia Selibio
Bagong Silang 2 Multi-Purpose Cooperative
Unang gamit ko ng insuretech medyo nagkaroon ako ng problema kasi siguro sa connection lang kasi matagal pag authenticate hindi ko alam kung ano reason. Pero nung sunod na paggamit ko fault ko na kasi mali ang email ko. Pero dahil sa napakabilis ng response sakin ng mga person na contact ko sa CAC especially Ma’am Lette, na sosolve ko po yung mga na encounter ko problema. Nakakatuwa lang kasi sa totoo lang easy lang, mas madali talaga gamitin yung App. Diretso authenticate na kasi at yung policy ok na din kuha agad kasi diretso sa email na. Sana maging available na lahat ng product sa App. Hopefully madami na po ako mabenta.
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